Three men standing in field together looking at sea view

Support when you need it most

Agriculture is a hazardous occupation and even with machinery checks, farm risk assessments and health and safety training, accidents can still sometimes happen.
Our team will always do the right thing by you.
It’s our job to make sure that if you do get injured you can focus on recovering and not worrying about work or income.

Our personal accident insurance provides:

  • Cover for Members aged between 16 and 65 if you are unable to work as a result of an accident
  • Accident payments will continue until you are able to return to work, up to a maximum 2 year period
  • Our personal accident insurance policy is available for farmers and other business owners with insurance policies with Cornish Mutual

As a mutual organisation, we’re owned by our Members, not shareholders. So, when you speak with one of our advisors, you’re not dealing with a commission-driven salesperson. You’re talking to a local specialist always ready with hands-on advice, assistance and answers you need, whenever you call on them.  

We’d love to talk to you, so for further information or to arrange a quote on our farm insurance please give us or your local advisor a call. Want us to phone you? Simply click on the link and we will call you at a time that works best for you. We are always happy to help.  

Frequently asked questions

What should I do in the event of a claim?

Please visit our ‘How to make a claim’ page where you will find all of the information you need.

What makes you different from other insurers?

We live and work across the South West and are actively involved in the farming community.  Whether it’s local agricultural events, charities, young farmers or our boots on the ground, the Field Force team visiting our Members, we strive to gain a better understanding of our Members and potential sector challenges.

Working in your local area makes us easily accessible and better placed to provide an excellent service compared to other remote insurance companies.  Our Members are at the heart of everything we do and we strive to ensure they always know where they stand with us.

What is so special about being a Mutual company?

We have no shareholders and are owned by our Members. So any money that would otherwise be spent on dividend payments to shareholders is retained in the business, helping us continually improve our services.

That’s why we really can put our Members first at all times. This means a better service for you, based on our principles of fairness, honesty and transparency.

Is Cornish Mutual a broker or an agent?

Cornish Mutual is an independent Mutual Insurance Company. We are not a broker or an agent and underwrite our own insurance policies, therefore we provide a direct insurance service to our Members.


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