Farm Insurance

We live and work across the South West and are actively involved in the farming community.  Whether it’s local agricultural events, charities, young farmers or our boots on the ground, the Field Force team visiting our Members, we strive to gain a better understanding of our Members and potential sector challenges.

Working in your local area makes us easily accessible and better placed to provide an excellent service compared to other remote insurance companies.  Our Members are at the heart of everything we do and we strive to ensure they always know where they stand with us.

Yes if you have Public Liability cover under your Farm Insurance Policy and your negligence leads to the contamination. If you would like cover for the loss of your own milk this has to be arranged separately. Please call our Members Services Team to find out more.

Liability for trespassing animals under the Animals Act 1971 falls to the “person to whom the livestock belongs” and the definition under the Act is “the livestock belongs to the person in whose possession it is” This means in the above scenario that the tenant will be liable for the damage caused by the trespassing livestock. As Occupier the land owner may still have some liability and so we would always recommend that land owners take out Public Liability Insurance.

For further guidance please contact your local Advisor or call 01872 277151.

The straying/transit section of the Farm Insurance Policy is concerned with the loss of animals. Liability caused by animals is covered under the Public Liability section

Cornish Mutual is an independent Mutual Insurance Company. We are not a broker or an agent and underwrite our own insurance policies, therefore we provide a direct insurance service to our Members.

Your Legal Expenses cover is provided by ARAG.  You can make a claim between 9am and 5pm Monday to Friday (except bank holidays) by calling 01872 270159 or you can download a claim form at www.arag.co.uk/newclaims

You can call ARAG 24/7 on 01872 270174.

Yes under our Farm Policy the public liability section covers your legal liability for third party property damage and Third Party injury.

Your Legal Expenses cover is provided by ARAG and includes a free confidential Counselling Service, should you need help and advice. You can contact them on 01872 270154.  Please advise them that your policy is with ARAG.