Red Vintage Tractor Parked In Farm Lane

We appreciate the classics

We protect what’s important to you.
We have been protecting farmers across the South West since 1903 and have watched farm and agricultural machinery advance over time.
We share your vintage tractor passion and want to make sure your classics are covered.
We know how much care and attention vintage tractors need to stay their best, so we have designed specific insurance for tractors more than 25 years old that aren’t normally used in the day-to-day running of your farm.

Our vintage tractor insurance provides:

  • Your vintage tractor will be covered whilst at a vintage rally, show, working competition and road runs as well as when it’s parked-up on your farm.
  • Occasional agricultural use such as practicing ploughing skills on land is permitted.
  • Cover for any driver (Exclusions may apply)
  • Up to 6 vehicles covered under one policy
  • Legal Expenses insurance which will help you to reclaim uninsured costs after an accident which was not your fault
  • £5 million Public Liability cover for third party property damage
  • Protection for your own vehicle, trailers and implements against fire, theft and accidental damage
  • Unspecified Trailers and implements up to the value of £50,000 covered automatically

As a mutual organisation, we’re owned by our Members, not shareholders. So, when you speak with one of our advisors, you’re not dealing with a commission-driven salesperson. You’re talking to a local specialist always ready with hands-on advice, assistance and answers you need, whenever you call on them.  

We’d love to talk to you, so for further information or to arrange a quote on our farm insurance please give us or your local advisor a call. Want us to phone you? Simply click on the link and we will call you at a time that works best for you. We are always happy to help.  

Frequently asked questions

Who should we contact in the event of a claim?

Our Member Services Team on 01872 277151.

Is Cornish Mutual a broker or an agent?

Cornish Mutual is an independent Mutual Insurance Company. We are not a broker or an agent and underwrite our own insurance policies, therefore we provide a direct insurance service to our Members.

What makes you different from other insurers?

We live and work across the South West and are actively involved in the farming community.  Whether it’s local agricultural events, charities, young farmers or our boots on the ground, the Field Force team visiting our Members, we strive to gain a better understanding of our Members and potential sector challenges.

Working in your local area makes us easily accessible and better placed to provide an excellent service compared to other remote insurance companies.  Our Members are at the heart of everything we do and we strive to ensure they always know where they stand with us.

How do I make a Legal Expense Claim?

Your Legal Expenses cover is provided by ARAG.  You can make a claim between 9am and 5pm Monday to Friday (except bank holidays) by calling 01872 270159 or you can download a claim form at

Carruan Farm Cornwall owners walking with Insurance Advisor

Member Stories

Carruan Farm

Carruan Farm in Cornwall, is the perfect place to learn about life on a farm, the food we eat, where it comes from and how it is produced. Find Out More

Latest News

13 Jun

Local students awarded Cornish Mutual Young Farmer Bursaries (1)

Six agricultural students in the South West have been awarded Cornish Mutual Young Farmer Bursaries, with one of them also winning the prestigious Cornish Mutual South West Agricultural Student of the Year award.
Read More

Upcoming Events