Insurance 

Understanding your cover is essential for protecting what matters most. It reduces the risk of underinsurance, ensures you have the right cover in place and helps you avoid being left financially exposed. Claire Longman, Head of Underwriting, explains some common insurance terms to give you confidence in your protection.

Storm Goretti was a timely reminder we are seeing more extreme weather these days – even in the South West where we’ve often been protected from the worst conditions.

Here’s our advice for reducing your risk of damage, what to do if you are making a claim and answers to some of your most common questions.

When a tornado struck Trevornick Holiday Park, it left a trail of destruction few could imagine. For Park Manager Adrian Tribe, who has dedicated more than 30 years to the family-run site, the impact was deeply personal. 

As a specialist agricultural insurer, the majority of road traffic accident claims we handle involve farm vehicles. Dash cams can be especially helpful in establishing the facts in these collisions.

Flooding has become more common in the UK so now, more than ever before, farmers need to consider their impact on the wider community.

Driving in snow and ice is never easy, but there are steps you can take to make journeys safer and reduce the risk of accidents. Before setting out, consider whether your journey is absolutely essential. If you do need to drive in snow and icy conditions, be prepared for the journey ahead.

Rising farm input costs and equipment appreciation can cause underinsurance on your policy in the event of a claim.

“Early spring is often the ideal time to carry out maintenance on holiday lets to prepare properties for the busy season ahead,” says Claire Longman, Cornish Mutual Head of Underwriting