Doing what's right for you, every day

We were established by a group of Cornish farmers in 1903 to protect the south-west rural community, and it is a legacy we’re building for generations to come.

We are a team of farming insurance experts with decades of regional experience, local knowledge, and rural connections throughout Cornwall, Devon, Somerset and Dorset.

As a mutual organisation we’re owned by our Members, not shareholders, and we base our service on honesty, integrity and an ambition to look after each other, in the true spirit of mutuality.

We don’t work on commission which means we can take our time in getting to know you and your business, and build a working relationship that safeguards your livelihood.

To our Members, we aren’t just another insurance company, we’re the local specialists that understand the challenges you face and are here to help. From your very first conversation with us, to the moment a claim is paid out, we’ll always do the right thing by you