We tailor the insurance protection you need for your business.
When you’ve invested so much time, care and finances into your commercial business, choosing how to protect your vehicles is one of the most crucial decisions you can make.
Our commercial motor fleet insurance policy covers eight or more vehicles that are used in connection with your business. The policy gives you the flexibility you need to help easily manage and protect what’s important to you.

Our commercial motor fleet insurance provides:

  • Comprehensive cover provided on all insured vehicles
  • Cover is provided on an “any driver” basis which gives you the greatest flexibility to run your business
  • Cover includes vehicles temporarily hired, loaned or borrowed by the business
  • £5 million Public Liability cover for damage to third party property
  • New for old vehicle replacement for most vehicles less than 12 months old
  • No charges for mid-term adjustments (Exceptions may apply)
  • Motor Legal Expenses up to £100,000 which will help you reclaim uninsured costs after an accident which was not your fault
  • The option of reducing your premiums by choosing a higher voluntary claims excess.

As a mutual organisation, we’re owned by our Members, not shareholders. So, when you speak with one of our advisors, you’re not dealing with a commission-driven salesperson. You’re talking to a local specialist always ready with hands-on advice, assistance and answers you need, whenever you call on them.  

We’d love to talk to you, so for further information or to arrange a quote on our farm insurance please give us or your local advisor a call. Want us to phone you? Simply click on the link and we will call you at a time that works best for you. We are always happy to help.  

Frequently asked questions

What is the standard excess for a commercial motor fleet?

Our standard excess is £250, however an additional standard excess will be applied for drivers under 25 driving cars or goods-carrying vehicles. 

Who do I call if my vehicle has broken down?

Your Motor Breakdown cover, if selected, is provided by Call Assist Limited, who are open 24/7. If you breakdown you can contact them on 01872 272178 in the UK or 00 44 01872 272178 if you’re outside the UK (if you hold European cover). Please try to have your policy number to hand.

Who should we use to replace a damaged windscreen?

Who you use to repair or replace your windscreen is your choice. We have an automated billing system with AutoGlass and National Windscreens.

AutoGlass have an automated Cornish Mutual line which is 0344 2480 085.

National Windscreens is a national line and is 0800 373 171.


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