Retail Insurance

Your goals are our goals.
We are part of your community and have been protecting the farming community across the South West for over 120 years.
We understand how vital your business is to the farming community, you supply our farmers with the tools and equipment they need.
Working together, we can offer tailored cover for your business that gives you peace of mind and reassurance you need.

Our agricultural retail insurance provides:

  • Flexible cover to protect your business against a range of risks
  • A minimum of £5m Public and Products liability to protect you if the business is found to be at fault for injury suffered to a member of the public or damage to their property
  • £10m Employers Liability to protect you if the business is found to be at fault for an injury suffered by an employee
  • Goods in transit extension available for the delivery of goods to your customers
  • Property damage for buildings, machinery, general contents and stock in trade from a wide range of insured risks
  • The option to include cover for deterioration of refrigerated stock following the breakdown of freezer units
  • The option to include cover for loss of gross profit if the business is interrupted following an insured event.

As a mutual organisation, we’re owned by our Members, not shareholders. So, when you speak with one of our advisors, you’re not dealing with a commission-driven salesperson. You’re talking to a local specialist always ready with hands-on advice, assistance and answers you need, whenever you call on them.  

We’d love to talk to you, so for further information or to arrange a quote on our farm insurance please give us or your local advisor a call. Want us to phone you? Simply click on the link and we will call you at a time that works best for you. We are always happy to help.  

Frequently asked questions

What liability cover is available in my commercial business policy?

Standard cover for this policy typically includes:
•    Public and Products Liability (£5m standard)
•    Employers’ Liability (£10m standard)
•    Environmental Damage (£2m standard)
These core covers protect against injury, damage, or claims arising from your operations.


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Upcoming Events

Wednesday 5th August

North Devon Show

9:00am | Umberleigh Barton, Umberleigh, EX37 9DX

Thursday 6th August

Honiton Show

9:00am | Stockers Farm, Gittisham, Honiton, EX14 3AW