Your goals are our goals.
We are part of your community and have been protecting the farming community across the South West for over 120 years.
We understand how vital your business is to the farming community, you supply our farmers with the tools and equipment they need.
Working together, we can offer tailored cover for your business that gives you peace of mind and reassurance you need.

Our agricultural retail insurance provides:

  • Flexible cover to protect your business against a range of risks
  • A minimum of £5m Public and Products liability to protect you if the business is found to be at fault for injury suffered to a member of the public or damage to their property
  • £10m Employers Liability to protect you if the business is found to be at fault for an injury suffered by an employee
  • Goods in transit extension available for the delivery of goods to your customers
  • Property damage for buildings, machinery, general contents and stock in trade from a wide range of insured risks
  • The option to include cover for deterioration of refrigerated stock following the breakdown of freezer units
  • The option to include cover for loss of gross profit if the business is interrupted following an insured event.

As a mutual organisation, we’re owned by our Members, not shareholders. So, when you speak with one of our advisors, you’re not dealing with a commission-driven salesperson. You’re talking to a local specialist always ready with hands-on advice, assistance and answers you need, whenever you call on them.  

We’d love to talk to you, so for further information or to arrange a quote on our farm insurance please give us or your local advisor a call. Want us to phone you? Simply click on the link and we will call you at a time that works best for you. We are always happy to help.  

Frequently asked questions

What liability cover is available in my commercial business policy?

Standard cover for this policy typically includes:
•    Public and Products Liability (£5m standard)
•    Employers’ Liability (£10m standard)
•    Environmental Damage (£2m standard)
These core covers protect against injury, damage, or claims arising from your operations.


Cornish Mill and Bakehouse Cornwall Sara and David Buscombe owners

Real Food Heroes


Cornish Mill and Bakehouse

Many of the region’s food and drink producers are family businesses, but few can claim the title quite as much as North Cornwall’s Cornish Mill and Bakehouse. Find Out More

Latest News

08 Sep

Protecting your livestock from theft

Livestock theft isn’t something most farmers expect to face, but a recent incident in Cornwall is a reminder that it pays to stay vigilant. Devon & Cornwall Police is encouraging farmers to take another look at security and the steps they can take to deter thieves.
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Upcoming Events

Tuesday 15th September to Tuesday 15th September

SFI 2026: What's next for your farm (Somerset)

5:30pm-7:30pm | Sheppy's Cider Farm, Bradford-on-Tone, Taunton, UK

Wednesday 16th September to Wednesday 16th September

Have a cuppa on us - Frome Livestock Market

10am-12pm | Frome Livestock Market Cafe