Personal Accident Insurance

Agriculture is a hazardous occupation and even with machinery checks, farm risk assessments and health and safety training, accidents can still sometimes happen.
Our team will always do the right thing by you.
It’s our job to make sure that if you do get injured you can focus on recovering and not worrying about work or income.

Our personal accident insurance provides:

  • Cover for Members aged between 16 and 65 if you are unable to work as a result of an accident
  • Accident payments will continue until you are able to return to work, up to a maximum 2 year period
  • Our personal accident insurance policy is available for farmers and other business owners with insurance policies with Cornish Mutual

As a mutual organisation, we’re owned by our Members, not shareholders. So, when you speak with one of our advisors, you’re not dealing with a commission-driven salesperson. You’re talking to a local specialist always ready with hands-on advice, assistance and answers you need, whenever you call on them.  

We’d love to talk to you, so for further information or to arrange a quote on our farm insurance please give us or your local advisor a call. Want us to phone you? Simply click on the link and we will call you at a time that works best for you. We are always happy to help.  

Frequently asked questions

Are there any activities excluded from cover under the Personal Accident policy?

The policy excludes claims arising from hazardous pursuits which are defined in the policy.

Can Personal Accident cover be taken out on its own?

Personal Accident Insurance can only be added alongside a Farm or Commercial business policy. It is not available as a standalone product.

What does the Personal Accident policy cover?

It covers accidental injury to the policyholder which prevents them from working for a period of time, for example a broken arm or leg.

It provides a set weekly benefit for the period while you are unable to work.

Is there a waiting period before cover begins?

The first 7 days of any injury period are excluded from cover. This means benefits will only apply from day 8 onwards.


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Upcoming Events

Wednesday 5th August

North Devon Show

9:00am | Umberleigh Barton, Umberleigh, EX37 9DX

Thursday 6th August

Honiton Show

9:00am | Stockers Farm, Gittisham, Honiton, EX14 3AW