Private Motor Vehicle Insurance


Get the keys to our private car insurance

We never sell our car insurance on its own – it’s only for customers who already have an insurance policy with us which isn't motor insurance. So, if you’re not already a Cornish Mutual customer, and you live in the South West, check out our home insurance, farm insurance or landlords insurance now – then you too could benefit from our Private Motor Vehicle Insurance.

And if you are already a Member of Cornish Mutual, but do not use us for your car insurance – call us today to get a quote.

We recommend fully comprehensive insurance for private motor insurance, as we believe this provides you with the best possible cover at great rates.

Our private motor insurance is designed especially for people living in Cornwall, Devon, Somerset and Dorset. We offer most types of car insurance, including 4x4 insurance, so speak to us today to discover how we can provide a better kind of car insurance.

Appealing features of our Private Motor Insurance

  • Our private motor insurance allows your No Claims Discount to build up nicely, if you don’t make a claim, to a maximum 70% discount
  • You could have the option to protect your No Claims Discount for a small additional premium on your motor insurance.  If you do take protection, you need to know that this doesn’t protect the overall price of your insurance policy.  The price may increase following an accident, even if you were not at fault.
  • There is no excess for windscreen chip repairs so you can get a chip mended completely free of chargeCornish Mutual car insurance
  • You have the flexibility to reduce your premiums by opting to adjust the amount of excess you would pay in the event of a claim
  • Cornish Mutual car insurance includes Green Card cover for your private car if you are travelling in Europe and you can add trailers to your cover too
  • Our comprehensive private motor vehicle insurance includes legal expenses insurance. This will help you to reclaim uninsured costs after an accident which was not your fault. These costs can include hire of a replacement vehicle, additional transport costs and "out of pocket" expenses
  • We now offer the option of Motor Breakdown, Recovery and Home Assist from as little as £22 on our motor insurance Policy. This is provided on our behalf by a nationwide company called Call Assist who will ensure you’re looked after should your vehicle breakdown.

Call us today and get on the road to superb insurance cover for your private car.