Griggs Agricultural Retail Store Entrance

Doing the right thing by you, every day

Your goals are our goals.
We are part of your community and have been protecting the farming community across the South West for over 120 years.
We understand how vital your business is to the farming community, you supply our farmers with the tools and equipment they need.
Working together, we can offer tailored cover for your business that gives you peace of mind and reassurance you need.

Our agricultural retail insurance provides:

  • Flexible cover to protect your business against a range of risks
  • A minimum of £5m Public and Products liability to protect you if the business is found to be at fault for injury suffered to a member of the public or damage to their property
  • £10m Employers Liability to protect you if the business is found to be at fault for an injury suffered by an employee
  • Goods in transit extension available for the delivery of goods to your customers
  • Property damage for buildings, machinery, general contents and stock in trade from a wide range of insured risks
  • The option to include cover for deterioration of refrigerated stock following the breakdown of freezer units
  • The option to include cover for loss of gross profit if the business is interrupted following an insured event.

As a mutual organisation, we’re owned by our Members, not shareholders. So, when you speak with one of our advisors, you’re not dealing with a commission-driven salesperson. You’re talking to a local specialist always ready with hands-on advice, assistance and answers you need, whenever you call on them.  

We’d love to talk to you, so for further information or to arrange a quote on our farm insurance please give us or your local advisor a call. Want us to phone you? Simply click on the link and we will call you at a time that works best for you. We are always happy to help.  

Frequently asked questions

What makes you different from other insurers?

We live and work across the South West and are actively involved in the farming community.  Whether it’s local agricultural events, charities, young farmers or our boots on the ground, the Field Force team visiting our Members, we strive to gain a better understanding of our Members and potential sector challenges.

Working in your local area makes us easily accessible and better placed to provide an excellent service compared to other remote insurance companies.  Our Members are at the heart of everything we do and we strive to ensure they always know where they stand with us.

Who should we contact in the event of a claim?

Our Member Services Team on 01872 277151.

What does Chartered Status mean?

Corporate ‘Chartered Status’ is the gold standard for excellence and integrity for companies in the insurance industry. We are proud of our Chartered Status as it helps us demonstrate our commitment to best professional practice, quality customer service and working in an ethical manner.

We are the first mutual insurance company in the UK and first insurer in the South West to achieve this recognition from the Chartered Insurance Institute.

The premium is competitive but what are you like when it comes to paying claims?

We are conscious that when a claim arises our members are often financially affected. We aim to deal with all correspondence within 5 days of receipt and when a claim is agreed we aim to make the payment within 24 hours. Receiving payment is usually determined by the method of payment and so payment may not actually be received for a few days if by cheque or 24 hours if by BACS.

Is Cornish Mutual a broker or an agent?

Cornish Mutual is an independent Mutual Insurance Company. We are not a broker or an agent and underwrite our own insurance policies, therefore we provide a direct insurance service to our Members.

Who do I call for Legal and Tax advice?

You can call ARAG 24/7 on 01872 270174.


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Latest News

13 Jun

Local students awarded Cornish Mutual Young Farmer Bursaries (1)

Six agricultural students in the South West have been awarded Cornish Mutual Young Farmer Bursaries, with one of them also winning the prestigious Cornish Mutual South West Agricultural Student of the Year award.
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Upcoming Events

Monday 8th July

Farm Walk with Joel Williams (Beef) – Blable Farm

10:00-12:30 | Blable Farm, St Issey, Wadebridge, Cornwall, PL27 7RF

Monday 8th July

Farm Walk with Joel Williams (Dairy) – Tregleath Farm

14:00-16:30 | Tregleath Farm, Washaway, Bodmin, Cornwall, PL30 3AD