Special Events Insurance

Sadly, no public event is completely free from the risk of an accident spoiling the day.

Cornish Mutual cannot prevent these accidents, but we can offer you peace of mind by providing first-class insurance with a minimum of fuss.

As a company based in the South West, we understand the importance of traditional events to our local, rural communities, and we'll do our level best to give you just the right cover, without needless bureaucracy, at a sensible cost.

Public Liability Cover

The basic cover that almost every special event needs is public liability. This gives protection if you, as organiser of the event, are found to be at fault for injury or damage suffered by a member of the public, or their property.

Depending on your particular event, any of the following might also be helpful:

Employers Liability Cover

The law demands that you insure against any accidents that happen to employees as a result of your negligence (not technically required if they're close relatives but still a good idea). Importantly for events, this includes volunteers.

Property

This cover protects goods, equipment, fixtures, utensils and the like which are owned or being looked after by the event organisers, in case they are stolen or lost in a fire.

Personal Accident

This gives cover if organisers or voluntary helpers are unable to work because they have been injured organising or taking part in the event.

Money

This covers against loss of any cash, notes, cheques that the organisers are using or have collected in connection with the event - such as ticket money, rent for a venue or a charity collection box.