Let Property Insurance

Cornish Mutual recognises that the let property market has grown considerably in recent years. We offer a tailored Let Property insurance that focuses on the needs of property owners in the residential and holiday lettings markets.

Let Property InsuranceEvery let property is different, so our Let Property insurance is modular which means you can choose the sections of cover you want. We can help you decide which areas of cover are best for you and your property.


Building and Contents Insurance

We can cover your let property against the usual dangers to a domestic building like loss or damage due to flood or fire, together with other things you may not have thought of such as accidental damage.


Our contents insurance covers the loss of or damage to contents in your property by a range of causes - from theft, fire and accidental damage to malicious persons. We include cover for contents in the garden and replacement locks following the theft of external door keys.

Loss of Rent Insurance

Having a property unavailable to rent can have serious financial consequences. We can provide cover for loss of rent should your property be uninhabitable due to loss or damage from an insured peril.

Employers Liability Insurance

Employers' liability insurance is compulsory by law for most employers. Having employers' liability insurance means that if an employee is injured due to your negligence, you will be indemnified. Employees include working directors and casual or sub-contracted labour e.g. cleaners working in your let property.

Your legal liability for injury to your let property employees can be covered for up to £10,000,000.

Public Liability Insurance

Our Let Property insurance will automatically cover you for legal liability arising in connection with your let property. This includes cover for injury to any person who is not an employee or damage to their property up to a limit of £2,000,000 plus costs and expenses.

Legal & Tax Advice Services

It is important when owning a let property that you can rely on professional legal and tax advice. Your cover will include access to a 24 hour helpline. You will also have access to legal defence if an event arising from your insured property leads to you being prosecuted in a criminal case.

This cover is provided by DAS, the UK's largest legal expenses Insurance Company.
Our existing Members value our honesty and openness. If you deal with us you can be assured that, as a Mutual Insurer, your premium will work hard for your benefit and not be passed to shareholders.

Guide to letting your property

Today landlords have to consider a wide range of issues when letting property so we thought that you might appreciate some guidance. To assist you in deciding what's right for your property we have compiled a downloadable guide.

 

How to find us

© 2012 The Cornish Mutual Assurance Co. Ltd

Registered Office: CMA House, Newham Road, Newham, Truro, TR1 2SU

Tel: 0845 017 5513

Registered in England No. 78768