Our Let
Property insurance is modular meaning that you choose the sections
of cover you require. Our staff can assist you in deciding which
covers best fit your requirements.
Building and Contents Insurance
We can cover your let property against the usual dangers to a
domestic building like loss or damage due to flood or fire,
together with other things you may not have thought of such as
accidental damage. We will also help you to make sure you are
insured for the cost of rebuilding your property should the worst
happen. Our contents insurance covers the loss of or damage to
contents in your property by a range of causes - from theft, fire
and accidental damage to malicious persons. We include cover for
contents in the garden and replacement locks following the theft of
external door keys.
Loss of Rent Insurance
Having a property unavailable to rent can have serious financial
consequences. We can provide cover for loss of rent should your
property be uninhabitable due to loss or damage.
Employers Liability Insurance
Employers liability insurance is compulsory by law for most
employers. Employees include working directors and casual or
sub-contracted labour e.g. cleaners working in your let
property.
Your legal liability arising in connection with your let property
business for injury to your employees can be covered for up to
£10,000,000. Employers' liability insurance means that in the event
of injury to an employee for which you are held responsible you
will be protected.
Public Liability Insurance
Automatically included in the policy, you will be covered for
legal liability arising in connection with your let property for
injury to any person who is not an employee or damage to their
property up to a sum of £2,000,000 plus costs and expenses.
Our existing Members value our honesty and openness. If you deal
with us you can be assured that, as a Mutual Insurer, your premium
will work hard for your benefit and not be passed to
shareholders.
Guide to letting your property
Today landlords have to consider a wide range of issues when
letting property so we thought that you might appreciate some
guidance. To assist you in deciding what's right for your property
we have compiled a downloadable guide.
Download our guide
to letting property.
