Buy to Let Property Insurance

Cornish Mutual offers a tailored Buy to Let property insurance which protects landlords in Cornwall, Devon, Somerset and Dorset against the risks associated with letting residential property.

Buy to LetA local understanding of your needs

By living and working in the South West, we believe we understand the insurance requirements for letting residential property in the region. Our cover is modular, meaning that you chose the sections of cover that fit your needs; our local Insurance Inspectors are always happy to visit and offer guidance on identifying the right cover for you.


Contents Insurance

We can cover landlords' contents against a range of common risks including fire, theft and storm damage. We can also cover your contents against occurrences you may not have thought of such as replacing locks should your external door keys be stolen.

Buildings Insurance

Our buildings insurance covers loss of or damage to the buildings of your let property by a range of perils like fire or flood. We can insure against accidental breakage of glass in doors, windows and greenhouses, as well as to underground services such as water pipes.

To give you extra peace of mind should the worse happen our cover also includes architects', surveyors' and legal fees, the cost of debris removal and of local authority requirements following an insured loss.

Employers Liability Insurance

Employers Liability is compulsory by law for most employers.

Our Employers Liability section covers your legal liability arising in connection with your let property up to £10,000,000.

Public Liability Insurance

We automatically include Public Liability cover with our Buy to Let property insurance. This covers your legal liability arising in connection with your property up to £2,000,000 plus costs and expenses.

Loss of Rent

If your property becomes inhabitable as a result of loss or damage under your buildings insurance we can cover your loss of rent for a period chosen by you.

Guide to letting your property

Today landlords have to consider a wide range of issues when letting property so we thought that you might appreciate some guidance. To assist you in deciding what's right for your property we have compiled a downloadable guide.
 

How to find us

© 2012 The Cornish Mutual Assurance Co. Ltd

Registered Office: CMA House, Newham Road, Newham, Truro, TR1 2SU

Tel: 0845 017 5513

Registered in England No. 78768