What We Cover

Public Liability
We strongly recommend that your business has public liability cover to protect you if your business is found to be at fault for injury suffered to a Member of the public or damage to their property.

Employers Liability Cover
Employers liability cover protects you should an employee be injured and it is proved that it was your responsibility.

Property Insurance
Insurance of your buildings, stock, refrigerated stock, goods in transit, machinery, fixtures, fittings and vehicles can all be decided on the basis of what you want to insure, with tailored levels of cover and excess.

Loss of Rent
If you rent out all or part of a premises, this cover protects you against loss of rent from an insured event making it unfit for occupation.

Business Interruption
If insured loss or damage occurs to a business it often takes a long time to build the business back up again. This covers your loss of gross profit and the increased cost of working during this time.

Loss of Money
Loss of business money for which you are legally responsible, including cover for loss due to the dishonesty of an employee.

What You Get

Expert advice on how to protect your business

Access to a range of other insurances from let property to special events or motor insurance.

A personal service. We work with you to help you to spot and minimise risk to your business.

Ongoing contact and advice from our local Insurance Inspector who is based in your community, so we can stay up-to-date with your business requirements.