Terms & Conditions
Cornish Mutuals Terms and Conditions
Acceptance
Use of this site is provided by Cornish Mutual and is subject to the following terms and conditions. Please read them carefully as by proceeding with access to our website you are deemed to have accepted these terms. Cornish Mutual reserves the right to change these terms and conditions at any time by posting changes online. Your continued use of this site after changes are posted constitutes your acceptance of this agreement as modified.
Definitions
In the context of these terms and conditions, the following words have the following meanings:
"Cornish Mutual" refers to the Cornish Mutual Assurance Co. Ltd, CMA House, Newham Road, Newham, Truro TR1 2SU. Registered in England and Wales, reg. No 78768
"The website" means any website under the ownership or control of Cornish Mutual from which a link has been created to these terms and conditions.
"The material" means all of the information, data, text, graphics, links or computer code published on, contained or available on the website.
"User" means the individual, firm, company or organization accessing this website.
UK Only
The pages on this website are intended for access and use by UK residents only and comply with appropriate UK legislation and regulation.
Trade Marks
The Cornish Mutual logo is a registered trademark of the Cornish Mutual Assurance Co. Ltd. The names and logos of Cornish Mutual and all related product service names, designs marks and slogans are the trade names, service marks or trade marks of Cornish Mutual and may not be used without the prior consent of Cornish Mutual.
Copyright
Copyright in the whole and every part of this website belongs to Cornish Mutual, unless otherwise indicated, and may not be used, sold, licensed, copied or reproduced in whole or in part in any manner or form or in any media by any person without the prior written consent of Cornish Mutual.
Use of the website
You agree to use this site only for lawful purposes, and in a manner which does not infringe the rights, or restrict, or inhibit the use and enjoyment of the site by a third party.
Accuracy and Validity of Information
Whilst we take all reasonable steps to ensure that the information contained within these pages is accurate and up-to-date, it is nonetheless supplied on an "as is" basis and accordingly we do not accept any liability for any errors or omissions. If you are in any doubt as to the validity of information made available within these pages, we recommend you seek verification by contacting us.
Availability
Whilst we take all reasonable steps to ensure this website is always accessible we will not be held liable if, for any reason, the website is unavailable for any period. We may also have to suspend access to the website for routine or emergency updates and maintenance but we will endeavour to keep any disruption to a minimum.
In addition we cannot warrant that this website will be free of viruses or defects of any description and we will not be held responsible for any technical problems you may suffer as a result of your use of this website.
Disclaimer
This site and the information, names, images, pictures, logos regarding or relating to Cornish Mutual are provided "as is" without any representation or endorsement made and without warranty of any kind whether expressed or implied. In no event will Cornish Mutual be liable for any loss of use, profits, savings or data or any indirect, special or consequential damages or losses, whether such losses arise in contract, negligence or tort, including without limitation to the foregoing of any losses in relation to your use of, reliance upon or inability to use the website.
Third Party Websites
Cornish Mutual takes no responsibility for the content of external Internet sites. The website contains links to websites operated by parties other than Cornish Mutual, such links are provided for the user’s convenience only. Cornish Mutual does not control such websites and is not responsible for their content. Cornish Mutual’s inclusion of links to such websites does not imply any endorsement of the material on such websites or any association with their operator. We accept no responsibility or liability for the contents of any linked website.
Privacy and Data Protection
Our usage of your personal information is governed by our Privacy Policy, which forms part of these terms. Please read the Privacy Policy carefully - it deals with your rights and our obligations in relation to your personal data, including what we can do with it, to whom we may disclose it together with your rights of access.
Viruses
Whilst Cornish Mutual makes all reasonable attempts to exclude viruses from the website it cannot ensure such exclusion and no liability is accepted for damage caused through the downloading of viruses. Therefore, you are recommended to take all appropriate safeguards before downloading information from the website
Communication
Any communication or material that you transmit to, or post on, any public area of the site including any data, questions, comments, suggestions, or the like, is, and will be treated as non confidential and non proprietary information.
General
These terms and conditions shall be governed and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the Courts of England and Wales. If these terms and conditions are not accepted in full, then use of this site must be terminated immediately.
Cornish Mutual is a trading name of The Cornish Mutual Assurance Co. Ltd. We are Authorised and Regulated by the Financial Services Authority. The products featured on this site are available to UK residents only and, unless otherwise stated, are provided by The Cornish Mutual Assurance Co. Ltd. No advice on investments has been given. If you are in any doubt as to the suitability of a product you should seek independent advice. Please note all calls may be recorded for security and training purposes.