Sending email…Cornish Mill & Bakehouse
Cornish Mutual insures all kinds of people, business activities and farms in rural communities throughout the South West. Allow us to introduce the Buscombes
With the help of their family, David and Sara Buscombe run the Cornish Mill and Bakehouse from a farm outside Newquay. They have insured with Cornish Mutual for the last four years.
The business is run with self-sufficiency in mind, so everything grown or reared on the farm contributes to the family or the bakery. The pigs are used for the pork pies and cattle for the pasties. They farm 25-30 acres of grain that is used in some of their breads and supplied locally.
One of their biggest investments has been in their own mill, which not only provides flour for baking – they recently supplied Jamie Oliver’s Fifteen restaurant with flour during its Cornish Month – but also feed for the pigs and horses.
Their popular market stalls sell a range of breads, cakes, pies, biscuits and pasties and they also supply several local cafes.
A range of risks
The insurance David and Sara have with Cornish Mutual covers a range of risks for the different aspects of the business.
Public and product liability cover offers them protection against unforeseen risks that could threaten the future of the business.
Employer's liability cover protects them if they are liable for an injury to an employee.
Meanwhile, items like the equipment in the bakery, agricultural vehicles, the mill, their home contents and takings from the stall whilst in transit are also all protected.
Peace of mind
David Buscombe says: “Insurance is a necessary 'just in case' decision in order to ensure that my business continues to run smoothly. Cornish Mutual helps me manage my risks in an effective manner through my local Insurance Inspector, who is on hand to offer advice, manage quotes and even help with any claim queries.
“Just recently I had to make a claim for a broken pie warmer worth about £300. My Insurance Inspector submitted the claim form for me on the Thursday and on Saturday I received the cheque. It is this type of service that offers me peace of mind and allows me to run my business without interruption.”
For further information on the Cornish Mill and Bakehouse visit their stall in Lemon Quay, Truro on Wednesdays and Saturdays or the Moor, Falmouth on Tuesdays.
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Cornish Mutual is a trading name of The Cornish Mutual Assurance Co. Ltd. We are Authorised and Regulated by the Financial Services Authority. The products featured on this site are available to UK residents only and, unless otherwise stated, are provided by The Cornish Mutual Assurance Co. Ltd. No advice on investments has been given. If you are in any doubt as to the suitability of a product you should seek independent advice. Please note all calls are recorded and may be monitored for security and training purposes.