Sending email…Let Property Insurance
Cornish Mutual recognises that the let property market has grown considerably in recent years. We offer a tailored Let Property insurance that is focused on the needs of property owners in the residential and holiday lettings markets.
Our Let Property insurance is modular meaning that you choose the sections of cover you require. Our staff can assist you in deciding which covers best fit your requirements.
Building and Contents Insurance
We can cover your let property against the usual dangers to a domestic building like loss or damage due to flood or fire, together with other things you may not have thought of such as accidental damage. We will also help you to make sure you are insured for the cost of rebuilding your property should the worst happen. Our contents insurance covers the loss of or damage to contents in your property by a range of causes – from theft, fire and accidental damage to malicious persons. We include cover for contents in the garden and replacement locks following the theft of external door keys.
Loss of Rent Insurance
Having a property unavailable to rent can have serious financial consequences. We can provide cover for loss of rent should your property be uninhabitable due to loss or damage.
Employers Liability Insurance
Employers liability insurance is compulsory by law for most employers. Employees include working directors and casual or sub-contracted labour e.g. cleaners working in your let property.
Your legal liability arising in connection with your let property business for injury to your employees can be covered for up to £10,000,000. Employers’ liability insurance means that in the event of injury to an employee for which you are held responsible you will be protected.
Public Liability Insurance
Automatically included in the policy, you will be covered for legal liability arising in connection with your let property for injury to any person who is not an employee or damage to their property up to a sum of £2,000,000 plus costs and expenses.
Our existing Members value our honesty and openness. If you deal with us you can be assured that, as a Mutual Insurer, your premium will work hard for your benefit and not be passed to shareholders.
Guide to letting your property
Today landlords have to consider a wide range of issues when letting property so we thought that you might appreciate some guidance. To assist you in deciding what's right for your property we have compiled a downloadable guide.
Download our guide to letting property.
To discuss your let property insurance needs, see your local Insurance Inspector or contact us.
Daniel Digby
Personal Lines Supervisor
Tel: 0845 0175513
Karen White
Personal Lines Underwriter
Tel: 0845 0175513
Disclaimer
Full details of our insurance products are available from your local Insurance Inspector or our offices in Devon and Cornwall
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Cornish Mutual is a trading name of The Cornish Mutual Assurance Co. Ltd. We are Authorised and Regulated by the Financial Services Authority. The products featured on this site are available to UK residents only and, unless otherwise stated, are provided by The Cornish Mutual Assurance Co. Ltd. No advice on investments has been given. If you are in any doubt as to the suitability of a product you should seek independent advice. Please note all calls are recorded and may be monitored for security and training purposes.