Sending email…Home Insurance
A lot of your hard-earned money goes into your home and its contents over the years… but insuring your home is about so much more than just protecting your finances.
At Cornish Mutual, we understand the importance of feeling secure in your home.
That's why we offer a broad and flexible range of cover choices, using our experience to point out pitfalls you might not have thought of, so you can enjoy the security of knowing you have exactly the right protection for your home and property.
Home Buildings
Naturally, we offer cover against fire and the usual array of dangers that can commonly damage the buildings of your home.
However, our building insurance covers other things you might not have thought of, like accidental damage to sanitary fittings, glass and underground services. We also include your liability as the property owner in case, for example, someone is injured by tiles falling from your roof.
We’ll help you to make sure you are insured for the true cost, should you need to rebuild your home from scratch – including an allowance for the cost of debris removal, architects' and surveyors' fees and local authority requirements - so your policy won't come up short should the worst happen.
Home Contents
Our home insurance covers repair or replacement (new-for-old) of most possessions in your home, that are damaged or lost as a result of a long, pre-agreed list of events or dangers.
Our home insurance includes important points like replacing your locks if your house keys are stolen, loss of oil or water (if you're on a meter), for example if a pipe bursts, and loss of food if there's a problem with your home freezer. Personal liability cover is also included as standard.
Legal Expenses
This cover is automatically included in your policy, and offers free advice helplines for legal, tax and other problems. Its biggest benefit, though, is cover against costs in unforeseen legal disputes, such as building work on a neighbour’s roof causing damage to your home or a shop fitting your new carpets badly then refusing to make good the damage.
How much to insure?
In case you are not sure how much your “sum insured” should be on either your buildings or contents insurance policy, we have prepared this downloadable guide to the true costs of rebuilding or refurbishing your home.
Forms to Download
To talk about your home insurance, see your local Insurance Inspector or contact us.
Karen White
Personal Lines Underwriter
Tel: 0845 0175513
Sue Piper
Farm & Personal Lines Underwriter
Tel: 0845 0175513
Daniel Digby
Personal Lines Supervisor
Tel: 0845 0175513
Disclaimer
Full details of our insurance products are available from your local Insurance Inspector or our offices in Devon and Cornwall
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Cornish Mutual is a trading name of The Cornish Mutual Assurance Co. Ltd. We are Authorised and Regulated by the Financial Services Authority. The products featured on this site are available to UK residents only and, unless otherwise stated, are provided by The Cornish Mutual Assurance Co. Ltd. No advice on investments has been given. If you are in any doubt as to the suitability of a product you should seek independent advice. Please note all calls are recorded and may be monitored for security and training purposes.