Cornish Mutual was established in 1903 by a group of local farmers.
For 96 years, the company grew, insuring farms in the South West. However, our Members also wanted family and friends to benefit from our unique approach… so since 1999 we have broadened our offering to cover people and businesses in wider rural communities, while still retaining our values and local outlook.
Even today, we remain a Mutual company with no shareholders. We exist purely to provide an excellent service.
This is important to us, because it means our Members’ interests are at the heart of everything we do. We can offer an honest and open approach to insurance, fair claims process and local, personal service.
We are under no pressure to provide quick returns for investors. Instead, we can take a long-term view and our Members share the benefits of our success.
As we are owned by our Members, we are also answerable to them. Each year we hold our Annual General Meeting in a different part of the region, giving as many Members as possible their chance to play a part in running their company.





Cornish Mutual is a trading name of The Cornish Mutual Assurance Co. Ltd. We are Authorised and Regulated by the Financial Services Authority. The products featured on this site are available to UK residents only and, unless otherwise stated, are provided by The Cornish Mutual Assurance Co. Ltd. No advice on investments has been given. If you are in any doubt as to the suitability of a product you should seek independent advice. Please note all calls may be recorded for security and training purposes.