Sending email…Buy to Let Property Insurance
Cornish Mutual offers a tailored Buy to Let property insurance which protects landlords in Cornwall, Devon, Somerset and Dorset against the risks associated with letting residential property.
A local understanding of your needs
By living and working in the South West, we believe we understand the insurance requirements for letting residential property in the region. Our cover is modular, meaning that you chose the sections of cover that fit your needs; our local Insurance Inspectors are always happy to visit and offer guidance on identifying the right cover for you.
Contents Insurance
We can cover landlords’ contents against a range of common risks including fire, theft and storm damage. We can also cover your contents against occurrences you may not have thought of such as replacing locks should your external door keys be stolen.
Buildings Insurance
Our buildings insurance covers loss of or damage to the buildings of your let property by a range of perils like fire or flood. We can insure against accidental breakage of glass in doors, windows and greenhouses, as well as to underground services such as water pipes.
To give you extra peace of mind should the worse happen our cover also includes architects’, surveyors’ and legal fees, the cost of debris removal and of local authority requirements following an insured loss.
Employers Liability Insurance
Employers Liability is compulsory by law for most employers.
Our Employers Liability section covers your legal liability arising in connection with your let property up to £10,000,000.
Public Liability Insurance
We automatically include Public Liability cover with our Buy to Let property insurance. This covers your legal liability arising in connection with your property up to £2,000,000 plus costs and expenses.
Loss of Rent
If your property becomes inhabitable as a result of loss or damage under your buildings insurance we can cover your loss of rent for a period chosen by you.
Guide to letting your property
Today landlords have to consider a wide range of issues when letting property so we thought that you might appreciate some guidance. To assist you in deciding what's right for your property we have compiled a downloadable guide.
Download our guide to letting property.
To discuss your let property insurance needs, see your local Insurance Inspector or contact us.
Daniel Digby
Personal Lines Supervisor
Tel: 0845 0175513
Karen White
Personal Lines Underwriter
Tel: 0845 0175513
Disclaimer
Full details of our insurance products are available from your local Insurance Inspector or our offices in Devon and Cornwall
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Cornish Mutual is a trading name of The Cornish Mutual Assurance Co. Ltd. We are Authorised and Regulated by the Financial Services Authority. The products featured on this site are available to UK residents only and, unless otherwise stated, are provided by The Cornish Mutual Assurance Co. Ltd. No advice on investments has been given. If you are in any doubt as to the suitability of a product you should seek independent advice. Please note all calls are recorded and may be monitored for security and training purposes.