Many businesses will be showcasing their goods - for example livestock, jams or crafts -  at exhibitions, shows and fairs this summer and some of you might be organising shows yourself. It's a good idea to check you have the insurance you need to make sure your attendance at  events is covered should the...More

Farmers' markets have seen a huge increase in popularity in recent years, and can be really beneficial to farmers and small businesses. As well as providing a base for you to sell your products, if you don't have your own shop, they are a great way of meeting potential new customers and introducing more people to your products.  As...More

Although we have just experienced one of the mildest Decembers for several years, recent reports warn the weather is set to change as we enter 2012. Cold winter weather can bring significant challenges for farmers - one of which, currently being highlighted by the Environment Agency, is the spreading of manure and/or waste milk on...More

The tragic death of a teenager from Cornwall who fell into a slurry pit in his tractor serves as a timely reminder about the very real dangers that are ever present on farms.  Only last month, an inquest ruled that 16-year old Jordan Orriss from Wadebridge suffocated as a result of an accident near Padstow in 2010, when the...More

Winter has arrived, and if this one follows the pattern of recent years, we all need to take extra care as the ground turns icy. Minor accidents such as slips and trips happen all the time, and life carries on as usual - but have you thought about how you and your family might cope if you were to sustain a more serious accident or injury...More

When the sun is out and it's a calm autumnal day with not a cloud in the sky, it is hard to cast your mind back to the scenes of last winter - one of the coldest on record. At Cornish Mutual, we had over 60 claims totalling more than £153,000 for vehicles damaged as a result of sliding on ice last winter. Winter is the busiest time of...More

With only a couple of weeks until the end of British Summer Time, you probably don't need to be reminded that evenings are becoming shorter. When we turn the clocks back an hour on Sunday 30 October, the nights will really start drawing in, so now is a good time to do a few checks on the security of your home to get it ready for the winter...More

You may have recently read or heard about gold prices hitting an all time high, and that selling your old, spare or scrap necklaces, rings, watches and other jewellery could make you some extra cash.  Gold has risen in price by around 50 per cent in the past 12 months to a record high of over $1,800 per ounce. If you had invested...More

If you are thinking of taking your car abroad with you this year, you need to make sure your motor insurance policy provides the right level of cover.  Many UK motor insurance policies automatically provide (at no extra cost) third party liability cover which is the minimum cover required by law in the European Union (EU) for...More

Do you operate a farm based holiday and/or leisure related business? If so, as part of this business, do you provide farm rides for children who are visiting or staying at your farm? As your insurer, we need to be informed of the arrangements you have made to prevent accidents to children. Remember that children have only a limited...More

Did you know that at least 80% of businesses that are forced to close as a result of fire never start up again often because they have no business interruption cover? Following the tragic events of September 11 2001, many small commercial businesses in the area surrounding the Twin Towers in New York went out of business. It was not...More

One of the basic principles of insurance is that an insured should always act as if they are not insured. This effectively means that you should take all reasonable precautions to avoid any loss or accident. Cornish Mutual recommend you do the simple things, like locking your doors and windows when you are out and taking extra care when...More